State-mandated benefits and employer-provided health insurance

THE CASE AGAINST MANDATED EMPLOYER-PROVIDED EMPLOYEE HEALTH INSURANCE: A Practical Small Business Perspective Mandated employer-provided health insurance comes in three principal flavors:

The Basics The reader must appreciate a few basic numbers about the uninsured and health insurance costs before a discussion can begin: the Bureau of the Census reports that 45.5 million people or roughly 15 percent of the American population did not have health insurance in March 2007. Of that number, 39 percent lived in family units or by themselves on incomes of less than $25,000; 30 percent...

The Economic Effects of State-mandated Health Insurance Benefits

The Incidence of Mandated Employer-provided Insurance: Lessons from Workers' Compensation Insurance

Employer-Provided Health Insurance and Labor Supply of Married Women

This work presents new evidence on the effect of husbands’ health insurance on wives’ labor supply. Previous cross-sectional studies have estimated a significant negative effect of spousal coverage on wives’ labor supply. However, these estimates potentially suffer from bias due to the simultaneity of wives’ labor supply and the health insurance status of their husbands. This paper attempts to ...

Labor Market Effects of Employer-Provided Health Insurance

This is an experimental study in economics of mandated benefits. Most individuals who have health insurance in the US obtain it through their employer. Some states either have or are considering government mandates that require employers to provide insurance to all full-time workers. We use an experimental laboratory to investigate possible effects of alternative health insurance regulations on...